Approval Workflow
Proof-backed review before every settlement.
Enterprise QR & Bill Platform
Payments. Approvals. In One Flow.
Manage QR payments, approvals, wallets and business operations from one secure enterprise platform.
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Customers
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Transactions
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Success Rate
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Banks
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Wallet Volume
Capabilities
Built for controlled finance
Verification first. Visibility always.
Enterprise Security
Encrypted KYC and role-based access.
Dual Wallets
Main and T+1 balances with live ledger.
Manual Verification
Human checks against submitted proof.
Audit Trail
Immutable history for every movement.
Role Permissions
Admin, staff, distributor, customer.
Workflow
How Credixaa Works
One platform. Two deployment options. One controlled workflow.
Direct Model
Admin manages customers directly.
Admin
Customer
Distributor Model
Distributor manages customers under Admin.
Admin
Distributor
Customer
QR Collection
- Customer
- Assigned QR
- Make Payment
- Upload UTR
- Admin Review
- Wallet Credit
Bill Settlement
- Bill Payment Request
- Admin Review
- Wallet Deduction
- Bill Processed
Supported banks
Trusted Banking Partners
Settlement-ready across leading Indian banks.
- AU BANK
- AXIS BANK
- BOB BANK
- CANARA BANK
- DBS BANK
- DHANLAXMI BANK
- FEDERAL BANK
- HDFC BANK
- HSBC BANK
- ICICI BANK
- IDBI BANK
- IDFC FIRST
- INDIAN BANK
- INDUSIND BANK
- IOB BANK
- KOTAK BANK
- ONE CARD - BOB
- ONE CARD - SOUTH INDIAN
- PUNJAB NATIONAL BANK
- RBL BANK
- SBI BANK
- UNION BANK
- YES BANK
Wallets
Enterprise Wallet System
Approval-based credits and debits — always visible.
Main Wallet
Day-to-day balance with live history.
T+1 Wallet
Dedicated T+1 QR settlement balance.
Ledger
Every credit and debit, fully traced.
Why Credixaa
Why Businesses Choose Credixaa
Built for businesses that need secure approvals, financial transparency, and operational control.
Approval-first Operations
Every payment is verified before settlement.
Complete Audit Trail
Every approval and financial action is permanently recorded.
Enterprise Wallet Control
Track credits, settlements, holds, and balances from one dashboard.
Built for Scale
Designed for high-volume operations with role-based access.
Product
Platform Preview
A quick look inside the Credixaa platform.
FAQ
Common questions
Straight answers for operations and leadership.
What is Credixaa?
An enterprise platform for verified QR and bill settlement, wallets, KYC, and audit-ready operations.
How do QR settlements work?
Customer scans, submits UTR with proof, ops reviews, then the wallet is credited on approval.
How do wallets work?
Main and optional T+1 wallets. All movements are approval-based with full ledger history.
Can I operate with or without distributors?
Yes. Credixaa supports both deployment models. Admin can manage customers directly or assign distributors to manage customer networks, depending on your business structure.
Contact
Talk to us
Request access for your enterprise deployment.
Enterprise enquiries
Our team usually responds within one business day.
Accounts are provisioned by our operations team.